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TEAM MEMBER PAID BENEFITS

ACCIDENT

When you, your spouse or child has a covered accident, like a fall from a bicycle that requires medical attention, you can receive cash benefits to help cover the unexpected costs. While health plans may cover direct costs associated with the accident, you can use the accident benefits to help cover related expenses like income, childcare, deductibles or copays…or any way you see fit.

 
Injury Cash Payment
Hospital Admission $1,000 / $2,000 ICU
Hospital Confinement $200 per day / $400 per day ICU
Fracture Schedule up to $3,250
Ambulance Ground: $425 / Air $1,750
Emergency Room $250
Dislocations Schedule up to $3,000
Concussion $300
Major Diagnostic Exam (X-ray, MRI) Diagnostic Exam: $400; X-ray: $225
Wellness Benefit $50

Get paid for having your preventive care! Under the Accident plan, you can submit a claim for a $50 reimbursement just for having your routine care!

CRITICAL ILLNESS

No one is ever really prepared for a life-altering critical illness diagnosis. The whirlwind of appointments, tests, treatments & medications can add to your stress levels. Critical illness coverage helps provide financial support if you are diagnosed with a covered critical illness. The plan provides a lump sum benefit to help you bounce back when you suffer a major health event. The Critical Illness benefit pays cash, on top of any other medical, disability or supplemental plan.

  • Coverage is available to all family members: up to 50% of the employee’s face amount on both spouse & children
  • Elect $10,000, $20,000 or $30,000 in coverage on yourself
  • Guarantee Issue $30,000 (All coverage is guarantee issue – no medical questions asked)
  • Includes an annual Wellness benefit that pays you $50 per person per year for many common preventive screenings
  • Covered conditions include: Heart Attack, Stroke, Cancer & many more

HOSPITAL INDEMNITY

Hospital Indemnity insurance can cover some of the cost associated with a hospital stay, letting you focus on your recovery. If you become seriously ill or injured it can be a little scary, as well as expensive. While medical insurance may cover the hospital bills, there can also be nonmedical expenses such as transportation to medical treatment or additional child care, which could be considerable. The Hospital Indemnity plan will pay you a cash benefit that you decide how to use.

  • Coverage is available to you, your spouse & children
  • No pre-existing condition limitation
  • Receive $1,000 per admission
  • Receive $100 per day you’re confined to the hospital ($200 per day for ICU)
  • Includes a $50 Wellness benefit that pays you for having your Preventive Care

LEGAL SHIELD

LegalShield provides you and your family the legal protection you not only need but deserve. Affordable legal protection for $22.50 a month! LegalShield provides benefits for the following:

  • Estate Planning
  • Family
  • Financial
  • Auto
  • Home

PET INSURANCE

Pet insurance reimburses you for vet bills when your pet is sick or injured, to help take the financial worry out of vet visits.

  • Fast claims processing and payment
  • Optional direct deposit and direct vet pay options
  • Use any veterinarian in the U.S. – including specialty and emergency clinics
  • Exclusive employee discount on a BestBenefit plan*
  • Optional coverage for routine care
  • Access to a 24/7 pet helpline powered by whiskerDocs

WIZEST

We would like to introduce you to Wizest, a partner of the Cavs. As part of your benefits package, you are now eligible for a complimentary subscription to the Wizest app, a unique solution to help you save and invest!