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ELIGIBILITY & ENROLLMENT
WHO’S ELIGIBLE
• Team Members
You are eligible to participate in the Benefits Program if you are classified as a Regular Full-Time Team Member.
• Dependents
Eligible dependents include your:
- legal spouse
- children up to age 26
- unmarried child(ren) over age 19 fully dependent on you and incapable of self-support because of a total physical or mental disability
- Domestic partner (You and your partner must satisfy certain requirements. See People and Culture for details.)
WHEN COVERAGE BEGINS
If you are an eligible team member, your coverage begins on the 1st of the month following your date of hire or eligibility date, provided you complete the enrollment process within 30 days of becoming eligible.
ENROLLMENT
• Beginning of Employment
• Life Event
• Open Enrollment 2 Weeks in November
Current Team Members — During Open Enrollment, you may make your elections by logging into The Hub. During Open Enrollment, you may add, drop or make changes to your benefit elections.
New Hires and Newly Eligible Team Members — You have 30 days from your hire or eligibility date to complete your enrollment.
CHANGING YOUR BENEFITS DURING THE YEAR
Your benefit elections remain in effect for the entire calendar year, unless you have an IRS-qualifying status change (proof will be required). All changes as a result of a qualifying life event must be made within 30 days of the qualifying event.
Eligible qualifying life events include the following:
- Legal marital status – any event that changes your legal marital status, including marriage, death of a spouse, divorce, legal separation or annulment.
- Number of dependents – any event that changes the number of your dependents, including birth, adoption, placement for adoption, divorce or death of a dependent or assuming primary support of the child of an unmarried dependent child.
- Employment status – any event in which employment begins or ends for an eligible dependent;
the gain or loss of eligibility due to a change in full-time to part-time status or vice versa. - Dependent status – any event which causes your married or unmarried dependent up to age 26 to satisfy or cease to satisfy eligibility requirements due to age, or similar circumstances under your plan.
- Medicare eligible status – you or your spouse become Medicare eligible.
If you have a qualifying life event during the plan year that allows for a change in benefit coverage, you can request a change in enrollment that is consistent with your change in status. To do so, contact People and Culture within 30 days of the event.
If at any time during the year your enrolled dependents no longer meet the eligibility requirements, please notify People and Culture to remove the individuals from coverage.
